For federal law enforcement officers approaching retirement, planning for your second career

For federal law enforcement officers approaching retirement, planning for your second career should include more than estimating your salary.

Your FERS annuity supplement, Minimum Retirement Age, TSP distributions, pension income, and potential investment income all play different roles in your retirement strategy. Understanding which income sources count toward the supplement's earnings test can help you evaluate your options before making a major career decision.

It's also important to distinguish the FERS supplement earnings test from the repeal of WEP and GPO. These are separate rules with different implications for your retirement income.

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