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Our   Services

Financial Planning | Investment Management
Retirement Planning | Estate Planning
Tax Planning | Real Estate Investment Analysis
Generational Wealth Education

Independent RIA

Financial Planning

We combine thorough financial planning with customized investing to help you identify and achieve your most important life goals.

Customized Planning

Our detailed planning process allows us to completely understand each client's personal and financial situation, objectives, comfort level with risk and time horizon for achieving goals. This understanding allows us to:

  • Create customized investment portfolios
  • Help minimize tax liabilities inside and outside of client portfolios
  • Advise clients on estate planning with the assistance of our expert partners
  • Advise on tax-efficient, impactful philanthropic strategies.
  • Analyze existing risk mitigation and insurance strategies.
  • Review existing debt and liability structures to determine if better options can be utilized.

Advice that Serves You

The guidance that results from our planning process is based on the sole criteria of helping you meet your goals. Are you focused on retiring comfortably, selling or exiting a business or leaving a lasting legacy? We always recommend the most appropriate , most cost-efficient products and solutions—and never those that don't help you reach your objectives.

Seeing the Big Picture

We recognize that no client's financial life is one-dimensional. Using our deep expertise in investing, tax management, risk mitigation and other areas, we coordinate all the elements of your financial life in order to help you reach your bottom-line goals and achieve peace of mind.
Pre-Retirement Example
Post-Retirement Example
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Investment Management

Successful investment management starts with discipline. It is the cornerstone of your financial future. We manage your assets as if they were our own. We work to achieve our clients goals through appropriate growth and income, but also have a finite focus on risk and all of the competing forces that can impact a portfolio over time. Through extensive research, tactical allocation, and focused risk modeling and management, our portfolios help clients stick with their plan and achieve their long-term goals.
  • Custom Portfolios
  • Science, Not Guesswork
  • Expertise Matters
  • Discipline and Flexibility
  • Long-Term Focus
  • Limited Taxes
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Retirement Planning

Financing retirement has become increasingly complex and can cause unnecessary anxiety, especially for those who plan to access their retirement assets in the next several years. An array of investment options, combined with fluctuating interest and inflation rates and other variables, make it difficult to determine how much you will need, where you should invest, and to whom to turn for assistance.

The complex tax and legislative environment surrounding retirement planning only compounds the confusion. With qualified plans, such as IRA, pension, profit sharing, and 401(k) plans, the timing and amount of withdrawals are critical in order to avoid additional tax penalties. And if you have accumulated significant qualified plan assets, you may face additional problems, such as the "Double Tax Dilemma," where the government can tax these assets twice.

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Estate Planning

Renew Wealth Management provides unlimited access to Wealth.com's exclusive digital estate planning so that you never have to worry about getting a bill when you need to update your estate plan.

Designed and built by experts in trust & estate law, wealth.com provides a customized estate plan based on your unique circumstances and preferences. Wealth.com isn’t a one-size-fits-all document creation wizard like many other available options. It’s a financial technology platform that bridges the gap between the wealth you’re working hard to build today and your post-life legacy.

Getting started is easy and you don’t have to do everything in one sitting. Unlimited access means you can come back any time after signing up to work on your plan or update key documents and collaborate along the way with your advisor.

We can create, review or update your estate plan with our network of professionals to help you with...

  • Wills
  • Trusts and Trust accounts
  • Power of attorney
  • Account beneficiaries
  • Beneficiary accounts
  • Gifting assets
  • Business exit and succession strategies
  • Philanthropic mission and vision

*Separate stand alone one-time fee for service available and no additional cost for clients with assets under management of $10 million or more.

**Wealth.com is not a law firm and is not practicing law. Every user’s situation is unique. When making decisions about what estate planning feature is right for a user, note that a technology platform such as wealth.com uses generalized explanations and examples to educate you. To have these legal principles applied to a user’s circumstances, consult with a licensed attorney.

Sample Report
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Tax Planning

More than filling out 1040 forms, our proactive tax planning finds more tax deductible items, creates tax-advantaged situations and teaches you how to reduce taxes for greater savings in future years.

Our comprehensive Tax Planning process includes:

Creating Donor-Advised Funds for Appreciated Securities. Donor-advised funds provide a simple way for investors to get immediate tax deductions and avoid capital gains tax liability on appreciated assets. We'll work with you to help set up donor-advised fund in Your Family Name and then you decide where and when to make gifts to your charities.

Gifting Strategies for Tax-Free Giving. Our clients use family gifting strategies to remove assets from their taxable estates. These strategies help reduce future estate taxes, and benefit your family members immediately.

Planning Strategies to Reduce Inter-Generational Taxes. A combination of federal and state taxes can significantly reduce the assets your heirs receive. Strategic estate planning is critical to maximizing the share that future generations will enjoy.

Tax efficiency in portfolios. We actively tax manage throughout the year taking losses to offset gains where possible. We are also keenly aware of the thresholds and brackets that kick in higher capital gain and income tax rates. We work to limit taxes in all of our portfolio decisions.

Investing in College Saving Plans. With tuition inflation averaging >5% a year, you cannot afford to subject your education savings to unnecessary taxes. The right college savings plan can help ensure that you save effectively and efficiently, and gives you a state tax deduction.

We Can assist with

  • Tax Forms
  • Trusts and Trust accounts
  • Power of attorney
  • Account beneficiaries
  • Joint accounts
  • Beneficiary accounts
  • Transfer on death designation
  • Gifting assets
Tax Sample
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Real Estate Investment Analysis: Residential Properties

Choosing the right residential real estate investment requires careful analysis. Whether you're considering a second home, a rental property, or multi-family units, each option presents unique opportunities and challenges. Our comprehensive analysis helps you navigate these choices:
  • Second Homes: We evaluate potential appreciation, rental income during non-use periods, and tax implications. We analyze location desirability, maintenance costs, and potential for future full-time residence.
  • Single-Family Rentals: Our analysis covers local rental market dynamics, potential cash flow, property management costs, and long-term appreciation. We assess tenant demand, rental rates, and the property's fit within your overall investment strategy.
  • Multi-Family Units: We provide in-depth analysis of economies of scale, diversified rental income streams, and value-add opportunities. Our team evaluates local market trends, occupancy rates, operational efficiencies, and potential for increased NOI through improvements.

For each option, we conduct:

  • Detailed Financial Modeling
  • Local Market Analysis
  • Risk Assessment
  • Tax Efficiency Strategies
  • Financing Option Evaluation
  • Long-Term Growth Projections

Our goal is to equip you with the insights needed to make an informed decision aligned with your investment objectives and risk tolerance.

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Generational Wealth Education

A generation unprepared with financial knowledge and wisdom is unlikely to successfully steward inherited wealth, which is why generational wealth education stands as the crucial bridge connecting hard-earned assets to lasting family prosperity.

Helping your teenager or young adult grasp financial concepts and investing principles often feels like speaking different languages—you want them to understand the importance of financial independence, but their eyes glaze over at terms like "compound interest" and "asset allocation.". We transform traditionally dry financial topics into dynamic conversations about entrepreneurship, impact investing, and tech-driven financial tools that naturally engage today's youth. Through our interactive workshops and personalized coaching, we help your teen or young adult develop not just financial knowledge, but genuine confidence and enthusiasm about building wealth—equipping them with practical skills they'll actually use as they navigate college expenses, first jobs, and beyond.

We help cultivate financial literacy and stewardship values within your family, ensuring that the wealth you've worked so hard to build continues to grow and create impact long after you've passed the torch.

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Independent RIA